Commonwealth Bank of Australia (CBA) is once again lifting mortgage rates for investor and interest-only loans as lenders continue to tweak their pricing to stay in line with the latest regulatory restrictions.

The following changes went into effect Friday: 

• Fixed rates for owner-occupier home loan customers making interest-only repayments are increasing by 25 basis points
• Fixed rates for investment home loan customers making interest-only repayments will increase by 50 basis points for between two- to five-year terms 
• One-year fixed rates for investment home loan customers seeking to make interest-only repayments will increase by 25 basis points 
• Two- to five-year fixed rates for investment home loan customers making principal and interest repayments will increase by 25 basis points

Home loan customers who already have a fixed-rate loan will be unaffected by these changes. 

“Commonwealth Bank is increasing home loan fixed interest rates for investment home loans and interest-only customers to ensure we continue to meet our regulatory requirements,” the bank said in a statement.

CBA said it would continue to offer competitive rates across its products, including the equal lowest owner-occupier Standard Variable rate among the major banks. Home buyers who want to make principal and interest repayments, and live in their property, will likewise not be affected. 

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