Add CategoryView and compare Heritage Bank Limited home loan offers. Find interest rates, fees and features of Heritage Bank Limited home loans.
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | LVR | Lump Sum Repayment | Additional Repayments | Split Loan Option | Link | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.99% p.a. | 6.01% p.a. | $2,396 | Principal & Interest | Variable | $0 | $210 | 70% | |||||||||
5.79% p.a. | 6.39% p.a. | $2,344 | Principal & Interest | Fixed | $350 | $210 | 95% | |||||||||
5.79% p.a. | 6.46% p.a. | $2,344 | Principal & Interest | Fixed | $350 | $210 | 95% | |||||||||
5.79% p.a. | 7.55% p.a. | $2,344 | Principal & Interest | Fixed | $8 | $810 | 95% | |||||||||
5.79% p.a. | 7.99% p.a. | $2,344 | Principal & Interest | Fixed | $8 | $810 | 95% | |||||||||
6.09% p.a. | 6.11% p.a. | $2,421 | Principal & Interest | Variable | $0 | $210 | 80% | |||||||||
6.09% p.a. | 6.51% p.a. | $2,421 | Principal & Interest | Fixed | $350 | $210 | 95% | |||||||||
6.09% p.a. | 8.32% p.a. | $2,421 | Principal & Interest | Fixed | $8 | $810 | 95% | |||||||||
6.14% p.a. | 6.49% p.a. | $2,434 | Principal & Interest | Variable | $350 | $210 | 70% | |||||||||
6.24% p.a. | 6.58% p.a. | $2,460 | Principal & Interest | Variable | $350 | $210 | 80% |
Important Information and Comparison Rate Warning
Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of .
Heritage Bank is Australia's largest customer-owned bank, helping Australians reach their financial dreams and enrich their lives since 1875. With no shareholders to please, it supports a diverse range of community events through sponsorship and makes a positive difference in its communities through a diverse range of initiatives.
The bank has a philosophy of putting people first. When some communities were abandoned by their banks in the late 90s, it stepped in with an innovative idea that put those people and their community first. It introduced true community banking by establishing a joint venture with the local community of Crows Nest in 1999. Since then, Heritage has successfully introduced community banking into a further six communities.
Heritage Bank has 23 branches in Brisbane, 8 in Gold Coast, 14 in Darling Downs, 8 in Sunshine Coast, 5 in the Wide Bay Burnett region, plus the Crows Nest and Forest Lake community branches. Aside from visiting these branches, you can also contact the bank by calling its contact centre from Monday through to Saturday or emailing the bank directly.
Heritage Bank offers a range of banking products (accounts, credit cards, international, investment), loans (home, personal, business), and insurance products. In terms of home loans, it offers a wide range of fixed and variable mortgages and charges home loan rates that tend to be below the market average. If you are looking for a home loan provider offering a touch of personal service, competitive pricing and flexible features, this bank may be the right fit for you.
To apply for a Heritage Bank home loan, you can