STATE POST CODE LOANS IN ARREARS (%) SUBURBS NSW  2170 3.16% Casula, Casula Mall, Chipping Norton, Hammondville, Liverpool, Liverpool South, Liverpool Westfield, Lurnea, Moorebank, Mount Pritchard, Prestons, Warwick Farm VIC  3064 2.81% Craigieburn, Donnybrook, Kalkallo, Michleham and Roxburgh Park. NSW  2261 2.52% Bateau Bay, Bay Village, Berkeley Vale, Blue Bay, Chittaway Bay, Chittaway Point, Genning Valley, Killarney Vale, Long Jetty, Magenta, Shelly Beach, The Entrance, The Entrance North, Toowoon Bay and Tumbi Tumbi. QLD  4211 2.46% Advancetown, Beechmont, Binna Burra, Carrara, Clagiraba, Gaven, Gilston, Highland Park, Lower Beeechmonth, Mount Nathan, Natural Bridge, Nerang, Nerang DC, Numinbah Valley, Pacific Pines and South Lamington. VIC  3754 2.40% Doreen and Mernda VIC  3023 2.34% Burnside, Burnside Heights, Cairnlea, Caroline Springs, Deer Park, Deer Park North and Ravenhall. NSW  2148 2.26% Arndell Park, Blacktown, Blacktown Westpoint, Huntingwood, Kings Park, Marayong and Prospect. NSW  2259 2.18% Alison, Bushells Ridge, Cedar Brush Creek, Chain Valley Bay, Crangan Bay, Dooralong, Durren Durren, Frazer Park, Freemans, Wandalan, Halloran, Hamlyn Terrace, Hilliby, Kanwal, Kiar, Kingfisher Shores, Lake Munmorah, Lemon Tree, Little Jilliby and Mannering Park WA  6112 2.14% Armadale, Bedfordale, Brookdale, Forrestdale, Harrisdale, Haynes, Hilbert, Mount Nasura, Mout Richon, Piara Waters, Seville Grove, Wungong and Doobarda. NSW  2570 2.09% Belimbla Park, Bickley Vale, Brownlow Hill, Camden, Camden Park, Camden South, Cawdor, Cobbitty, Elderslie, Ellis Lane, Glenmore, Grasmere, Kirkham, Mount Hunter, Nattai, Oakdale, Oran Park, Orangeville, Spring Farm and The Oaks. Source: S & P Global Ratings