With stamp duty concessions on offer until October 2025 in Victoria, it’s an ideal time to buy an off-the-plan townhome in Melbourne.

The Victorian Government has temporarily removed stamp duty for off-the-plan apartments, units, and townhouses, aiming to lower upfront costs, expedite building processes, and make home ownership more accessible. 

This policy change could open the door for hopeful homebuyers to explore property options in Melbourne that may have previously felt out of reach. 

MORE: Everything you need to know about Victoria's major housing shake up 

Melbourne has seen growth in its median dwelling prices, rising 0.5% to $793,000, the strongest monthly growth across the capital cities, according to PropTrack data. That monthly growth was 0.6% for houses in Melbourne, with the median price now $909,000. 

Despite signs of market reacceleration, with stamp duty concessions available buyers can still find townhomes in Melbourne under the median $900,000 mark. 

Here are some options starting from $749,000. 

Haven, Altona North: from $749k

Haven from Stockland offers a range of two- and three-bedroom townhomes under $900,000 in Melbourne’s burgeoning south west. 

Haven's townhomes are designed for low-maintenance living, featuring open living spaces and sustainable design. Picture: realestate.com.au

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Designed by renowned SJB Architects, each townhome is designed to maximise low-maintenance living with open, livable areas spread across two or three levels.  

Standard inclusions span a 6.5-star NatHERS rating, double-glazed windows, ensuites and built-in wardrobes in each bedroom, study, a courtyard for outdoor living and a landscaped front garden.  

Buyers can select between a light or dark colour scheme and upgrade inclusions to fit their needs and style. 

Two-bed, 2.5- bath, parking from $749,000 ($40,010 stamp duty savings) 
Three-bed, two-bath, parking from $854,000 ($46,310 stamp duty savings)  

Haven’s latest release is complete and now selling.

35 Banff St, Reservoir: from $759k

A limited collection of four townhomes, 35 Banff Street from M3 Group is nestled 12km north of Melbourne’s CBD in up-and-coming Reservoir. 

Banff Street's design appeals with gabled roofing and mixed materials outside, while interiors prioritise functionality with premium finishes. Picture: realestate.com.au

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The development offers a choice of two- and three-bedroom townhomes, single or multiple car parks as well as options for a second living area, downstairs bedroom and study.  

Designed for modern living by blending function and style, the interior of each home has open-plan living areas which connect to outdoor courtyards. Natural light and premium finishes – like engineered timber flooring and fully-tiled bathrooms – are factored into the design. 

Each kitchen has SMEG appliances and reconstituted stone benchtops while bathrooms include matte-black fixtures by Arcisan, semi-frameless showers and ceramic basins, adding a touch of luxury.  

Two-bed, two-bath, parking from $759,000 ($40,610 stamp duty savings) 
Three-bed, two-bath, parking from $919,000 ($50,210 stamp duty savings)  

Construction is expected to finish in August 2025. 

The Fabric, Altona North: from $865k

The Fabric by developer Mirvac is just 9km away from Melbourne’s CBD and has been designed to nurture a strong sense of community.

The Fabric features living spaces connecting to courtyards designed by landscape designer, Eckersley Garden Architecture. Picture: realestate.com.au

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The development offers a range of two- to four-bedroom townhomes, achieving a 7-star NatHERS rating. Each home has BOSCH kitchen appliances, CLARK tapware and ABEY sink mixers.  

Project amenities include The Cook’s Patch, a residents only kitchen-garden facility and The Thread, a landscaped green spine that runs through the masterplan.  

Two-bed, two-bath, parking from $865,000 ($46,970 stamp duty savings)  

PACE 3058, Coburg: from $872k  

Nestled in the heart of vibrant Coburg, Pace Development Group’s PACE 3058 is built on the former Pentridge Prison yard and offers 311 townhomes and apartments. 

PACE 3058 presents contextually responsive townhouses while providing high standard living for singles, couples and families alike. Picture: realestate.com.au

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Designed by SJB Architects, the all-electric development has solar panels, double-glazed and Low-E windows, as well as surrounding greenery to reduce the heat-island effect.  

Residents also have access to a pool, lounge and a rooftop entertaining area with sweeping views.  

Complete and now selling, PACE 3058 offers three-bedroom townhomes with quartz benchtops, glazed splashback tiles and Italian-made speckled terrazzo floors from Melbourne-based interior designer company Studio Wonder. 

Three-bed, two-bath, parking from $872,500 ($47,420 stamp duty savings).  

PACE 3058 also offers affordable apartments with one bedrooms starting from $479,000.  

MORE: Where to get a great Melbourne off-the-plan apartment under $600k 

South Kingsville Place, South Kingsville: from $899k

In Melbourne’s inner-southwest, you’ll find South Kingsville Place by Metro, a collection of sustainable townhomes for modern families.

South Kingsville Place townhomes feature two colour schemes to choose from and open-plan living with a landscaped balcony. Picture: realestate.com.au

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Located just 8km from the CBD, South Kingsville Place will deliver two- to four-bedroom townhomes designed by ClarkeHopkinsClarke Architects.  

Within the masterplanned community, there are six precincts with different housing types, providing choice for all kinds of buyers.   

Each townhome comes with a 10-year building guarantee, no body corporate fee, double glazed windows and solar panels.  

Two-bed, two-bath, parking from $899,000 ($49,010 stamp duty savings)  

Construction is expected to finish by December 2025. 

Elements, Williamstown: from $905k

A stone’s throw from Port Phillip Bay, Elements by CasUrban is built with luxury and beachside living in mind.

Elements feature customisable interiors with light or dark colour schemes, kitchens with stone tops and fully-tiled bathrooms. Picture: realestate.com.au

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Comprising a range of two- to four-bedroom townhomes, Elements is tailored to multiple buyers, whether you’re looking for a multi-generational home or to downsize.  

Designed by Baldasso Cortese, each home has European influences throughout its materials and design, including SMEG appliances, double-glazed windows and fully-tiled bathrooms.  

As well as the luxe interiors, each home has private lifts and outdoor entertaining balconies (with optional kitchen BBQs) and courtyard areas with stunning views of Melbourne’s CBD and the Port Phillip Bay.  

Two-bed, one and half-bath, parking from $905,000 ($49,370 stamp duty savings).

Looking for an off-the-plan townhome? Visit our dedicated New Homes section.