Refinancing can help you realise a lower interest rate, better features, and more favourable loan terms. But could it harm your credit score? 

A home loan ‘top up’ might sound like an easy way to secure extra cash, but there are a few things you should consider before adding to your mortgage debt.

Discover the difference between a strata and a Torrens title for dual occupancy lots and the effect a title could have on the ownership of your property.

Mutual bank South West Slopes Credit Union (SWS Bank) has unveiled a home loan interest rate below the coveted 5.00% p.a. mark. 

The plunge in fixed mortgage rates continues, with Bank of Queensland the latest major lender to cut rates below 6%.

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Find out the best time to sell a house in Australia. Learn the pros and cons of selling in every season.

A mortgage is probably the biggest debt most homeowners will ever take on, so it's no surprise that many want to pay it off as fast as possible.

Macquarie Bank hiked its ultra-competitive fixed rate this week, as a swathe of lenders took a knife to variable rate offerings.

Concerned applying for home loan pre-approval could damage your credit score? Here’s what you need to know.

Subdivision can unlock value by creating multiple lots from a single property, but the process is often complex, time consuming, and isn't always profitable.

Macquarie Bank has raised its fixed home loan interest rates from recent lows, likely leaving hopeful borrowers less than thrilled.

Discover how to health check your SMSF to ensure it’s up to date, compliant, and performing at its optimum.

Australian behemoth Commonwealth Bank has yielded to stronger-than-expected economic data, pushing back its forecasts for the first Reserve Bank of Australia (RBA) rate cut to December 2024.

Employees in certain professions can sometimes access specialist home loan products and offers. Can you benefit?

After weeks of anticipation, ANZ has officially slashed fixed home loan rates to as low as 5.99% p.a.

With fixed home loan rates dropping across the board, two of Australia’s biggest banks are racing to offer better deals.

A fresh Federal Government initiative to help more Aussies into homeownership could kick off in late 2024.

Learn how to assess your home loan and decide whether refinancing is the best option for you.

The prudential watchdog chose to maintain the mortgage serviceability buffer on Monday, resisting calls from major banks to provide relief for first-home buyers struggling to enter the market.

The smallest of the big four banks unveiled new variable rates for eligible borrowers turning to its Simplicity Plus home loan product.

ANZ, AMP, and Tiimley Home were among those making home loan rate changes this week as another big four bank officially pushed its forecast for the first cash rate cut back to May.

If you’re buying a home, stamp duty will likely be your biggest financial outlay after your deposit. Here’s a rundown on how much you’ll be up for in every state and territory.

Westpac, one of Australia's big four banks, has revised its cash rate forecast and now expects the Reserve Bank of Australia (RBA) won't make its first rate cut until May 2025.

The deposit needed to buy a house is just the beginning. Here’s a complete breakdown of the costs you’ll face and how to keep them under control.